A dream is a wish your heart makes, right? If you have a dream of owning a home or making a move to another, that wish may seem fleeting these days. A plan is what you need. The first step of a successful plan is budgeting.
Disciplined spending and saving will show you where your money is going, how much you can afford to spend on a home, and how you can save to make it happen. This will be especially important when you are pre-approved for a mortgage. Your lender will tell you how much they will lend to you, but younwill need to decide if you can afford it.
Did you know that AARP’s Money Map is 100% free and open to people ages 18 and older? and does not require an AARP membership? AARP is a nonprofit that’s been helping people achieve financial security for over 60 years. It isn’t “just for old people”, and if you start now, before the new year while you’re thinking about your 2023 goals, your new year dreams can come true.
Niki Maclay Homes 