Monthly Archives: June 2024

What Is Preforeclosure?

Posted on June 24, 2024 by Niki Maclay

Preforeclosure is a stage in the foreclosure process that begins when a homeowner has fallen behind on their mortgage payments and the lender has initiated foreclosure proceedings but has not yet taken legal ownership of the property. During the preforeclosure … Continue reading →

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Title Insurance and New Construction

Posted on June 19, 2024 by Niki Maclay

Today, let’s dive into a crucial topic that often arises in real estate transactions, especially with new construction – title insurance. As a seasoned real estate professional with over a decade of experience, I’m here to answer your questions and … Continue reading →

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Types of Deeds

Posted on June 17, 2024 by Niki Maclay

There are several types of deeds that can be used in real estate transactions, each with its own characteristics and purposes. Here are some of the most common types of deeds: These are just a few of the most common … Continue reading →

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What Is A Bungalow?

Posted on June 12, 2024 by Niki Maclay

Have you ever heard the word “bungalow” and thought of a far-off vacation spot? It’s just a fun word to say. Bungalow. Bungalows, despite their exotic-sounding name, are actually a common and affordable style of American residence, making them an … Continue reading →

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Maintaining Your Crawlspace

Posted on June 10, 2024 by Niki Maclay

Proper maintenance of a crawlspace is important to prevent moisture buildup, mold growth, and structural damage. Here are some tips on how to properly maintain your crawlspace: Inspect your crawlspace regularly Regular inspections will help you catch any potential problems … Continue reading →

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Do I Need A Buyer Agent For New Construction?

Posted on June 7, 2024 by Niki Maclay

So you’ve decided you’re interested in new construction homes and you’re ready to get started—exciting times! But hold on a minute. Do you really need a buyer agent for this journey? Short answer: Yes, and let me share why it’s … Continue reading →

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Lenders Don’t Know How Much You Can Afford To Spend

Posted on June 5, 2024 by Niki Maclay

The secret is out. Even after a mortgage lender collects all the necessary information from you to process your loan application, they don’t know how much home you can actually afford. It’s true! Mortgage lenders have an algorithm they apply … Continue reading →

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Title Exam Basics

Posted on June 3, 2024 by Niki Maclay

A real estate title exam, also known as a title search, is a process of examining the public records to verify the legal ownership of a property and ensure that there are no liens, judgments, or other encumbrances on the … Continue reading →

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