Tag Archives: agentowned realty

Understanding Prorated Property Taxes

Posted on March 27, 2024 by Niki Maclay

Buying a house involves a lot of details, and one important aspect is understanding how property taxes are handled during the closing process. Let’s break it down in simple terms, and if you have further questions, let’s talk about it! … Continue reading →

Posted in Home Buying, Home Selling | Tagged Agent Owned Realty, agentowned realty, closing disclosure, escrow, niki davis maclay, property taxes, prorate, prorated, real estate taxes, seller credits, transaction | Leave a comment

All you Ever Wanted To Know About The Final Walkthrough

Posted on March 20, 2024 by Niki Maclay

The final walkthrough is a pivotal moment in the home buying journey, providing buyers with the last opportunity to ensure that the property aligns with their expectations before the closing. Scheduled a few days prior to the closing date, this … Continue reading →

Posted in Home Buying, Home Selling, Uncategorized | Tagged agentowned realty, closing, contract, disclosure, niki maclay, niki maclay homes, property condition, real estate, realtor, repairs | Leave a comment

How Much Home Can You Really Afford?

Posted on February 28, 2024 by Niki Maclay

You’ve been preapproved, but how much can you really afford? Let’s talk about that. Continue reading →

Posted in Home Buying, Home Ownership | Tagged Agent Owned Realty, agentowned realty, AgentOwnedRealty, AORAnderson, budget, budgeting, game plan, gameplan, interest rate, lender, nortgage, preapproval preapprove, prequalification, prequalify | Leave a comment

I’m Behind On My Mortgage And Don’t Know What To Do

Posted on February 26, 2024 by Niki Maclay

If you’re facing foreclosure and need to sell your property, it’s important to act promptly and strategically to minimize financial impact and potential damage to your credit. Here are some steps you can consider: Contact Your Lender I know it’s … Continue reading →

Posted in Home Ownership, Home Selling | Tagged Agent Owned Realty, agentowned realty, AgentOwnedRealty, bankruptcy, deed in lieu, foreclosure, Home Selling, lender, loan modification, niki maclay, preforeclosure, real estate, realtor, short sale | Leave a comment

What is “Due Diligence Money” in South Carolina?

Posted on February 17, 2024 by Niki Maclay

Y’all, real estate is constantly changing, and one of the more shocking changes we’ve had over the past few years in South Carolina is the shift from inspection contingencies to due diligence. Yes, a buyer can now walk away for … Continue reading →

Posted in Uncategorized | Tagged Agent Owned Realty, agentowned realty, due diligence, inspection contingency, niki davis, niki maclay, realtor, sales contract, South Carolina | Leave a comment

The Mortgage Cosigner Blues

Posted on February 1, 2024 by Niki Maclay

Apologies for the somewhat gloomy title, but hey, you clicked, didn’t you? We’ve got some serious stuff to talk about today, so hang on to your hats. Buying your first home can be a daunting task, especially in today’s challenging … Continue reading →

Posted in Uncategorized | Tagged Agent Owned Realty, agentowned realty, AgentOwnedRealty, AORAnderson, cosigner, lender, mortgage, real estate, Real Estate Agent, realtor | Leave a comment

Don’t Miss The Bump!

Posted on August 4, 2023 by Niki Maclay

We’re about to hit The Bump, y’all. Don’t worry, this is a good bump. Every year in the housing market is a cycle, and even with the volatility of the past few years, that cycle is fairly predictable. In the … Continue reading →

Posted in Home Buying, Home Selling | Tagged Agent Owned Realty, agentowned realty, AgentOwnedRealty, anderson county, anderson sc, AORAnderson, home sales, housing trends, inventory, listing, listing tips, next move, NextMoveBestMove, sales, The Bump | Leave a comment

Read Before You Sign

Posted on July 28, 2023 by Niki Maclay

Signing contracts is a part of any real estate transaction. In South Carolina, you always have the right to have an attorney review your contract with you before you sign, but more often than not, it’s you and your agent … Continue reading →

Posted in Home Buying, Home Selling | Tagged Agent Owned Realty, agentowned realty, AgentOwnedRealty, agreement, AORAnderson, attorney, buyer, buyer agent, buyer beware, contract, contracts, due diligence, earnest money, escrow, first time home buyer, first time homebuyer, home buyer, Home Buying, home inspection, Home Selling, inspection, inspection contingency, legal liability, liability, negotiation, niki davis, niki davis maclay, niki maclay, niki maclay homes, nikidmaclay, NikiMaclayHomes, real estate, realtor, realtor tips, reasonable care | Leave a comment

Average Interest Rates for SC February 21, 2023

Posted on February 21, 2023 by Niki Maclay

Whether you’re buying a home or looking to refinance your existing mortgage, it’s crucial to get the lowest possible rate, but pay attention to fees as well. Sometimes the lowest rate comes with higher fees that eclipse any rate savings. … Continue reading →

Posted in Home Buying | Tagged Agent Owned Realty, agentowned realty, AgentOwnedRealty, budget, interest rate, interest rates, mortgage lender, preapproval, rate shopping | Leave a comment

Average SC Interest Rates for February 14, 2023

Posted on February 14, 2023 by Niki Maclay

Average rates are up a bit this week, but not at the high we saw a few weeks ago. Shopping for rates is important, but make sure you’re comparing apples to apples. A lower rate may come with higher fees … Continue reading →

Posted in Uncategorized | Tagged agentowned realty, game plan, interest rates, mortgage lender, niki maclay, niki maclay homes, preapproval, rate shopping | Leave a comment